Two Christmas Stories: Sam Franklin's Savings-Bank; A Miserable Christm 65830 [Full title: Two Christmas Stories: Sam Franklin's Savings-Bank; A Miserable Christmas and a Happy New Year] [Full author: Hesba Stretton] [Link: https://www.gutenberg.org/6/5/8/3/65830 ] [Files: 65830-0.txt; 65830-h.htm] Thanks to Charlene Taylor, David E. Brown, and the Online Distributed Proofreading Team at https://www.pgdp.net (This file was produced from images generously made available by The Internet Archive/American Libraries.) Regards, Al